Debt-to-Income Ratio Calculator

How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Income and Debts

These are example values. Update them to reflect your personal situation.

$
$0 $1,000,000

Monthly Debt Payments

$
$
$
$
$
$

How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Debt-to-Income Ratio

Based on the income and debt information you provided.

DTI Ratio
0.00%
Total Monthly Debts $0
Gross Monthly Income $0

This calculation is for educational purposes only. Your debt-to-income ratio is one of many factors lenders consider when evaluating creditworthiness. Estimates only — not financial advice.

Have A Question About This Topic?

Thank you! Oops!

Related Content

How to Bake a Pie-R-A

How to Bake a Pie-R-A

Roth IRAs are tax-advantaged differently from traditional IRAs. Do you know how?

How Income Taxes Work

How Income Taxes Work

A quick look at how federal income taxes work.

What to Look for in an Extended-Care Policy

What to Look for in an Extended-Care Policy

Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.